All of us yearn to win the lottery someday so that we can gleefully hand our bosses a resignation letter and live in the lap of luxury. Or do we? We claim to want to be millionaires, but how can we be sure we would really enjoy that kind of lifestyle? For people like me who aren't heavy spenders and don't necessarily gravitate toward luxury brands, being rich may not be our ultimate goal in life. We may not be all that interested in acquiring more money than we know what to do with. And some of us might feel pressured to live like millionaires -- say, driving around in a Maserati and living in a resplendent mansion -- simply because we have the means to do so. I have never aspired to become a millionaire. I've only wished to have enough saved up to afford me a comfortable life. What's more, I am not -- nor have I ever been -- materialistic. While other people may look forward to their next vacation or contemplate which fancy restaurant they are going to hit up nex...