Let's face it: There's no escaping hardship in life. Whether we're dealing with an impossible project at work or tackling financial issues at home, life has a way of throwing a money wrench at us when least expected. But this doesn't necessarily have to be a bad thing. Sure, we can feel lost and frustrated at first, but it's critical that we take the long view and realize we can emerge better -- stronger, wiser, more confident -- than before. And it starts with your mindset. If you can frame things differently in your mind, it goes a long way toward making it easier for you to surmount the challenge you face. Rather than meeting a challenge with trepidation, think of it as an exciting test of your will, drive, and mettle.  The former engenders feelings of fear and hopelessness. The latter approach fuels you with energy, motivation, and boldness. Sure, it isn't foolproof, but ask yourself these questions: If we didn't have challenges in li...