Hold your loved ones a little bit tighter tonight. Tell them you love them and make a conscious effort to spend time with each and every one of them. The tough reality of life is that we never know when the last time we'll see or talk to someone will be. There's nothing worse than losing a loved one whom you know you could and should have made more time for. Unfortunately, between kids, work, and other responsibilities, many of us are strapped for time. Some things and people naturally get put on the back burner. But even a phone call, text, email, or message via Facebook is something. At the very least, you can arrange to see someone once every couple of months. Even better, you can host a get-together to which you invite your closest friends and relatives. That's like killing several birds with one stone. I've said this before innumerable times on the blog: Time is the most valuable gift you can give a person. Why? Because it's the one thing -- ot...