I've mentioned this on the blog before, but it's so important that it bears repeating. It irks me when people stress making loads of money. Sure, money can make for a better life, but it isn't the most precious commodity. What is, you ask? The most precious thing we have is our time.  While you can lose and recoup money -- say, you get a good job after blowing your hard-earned savings at the casino -- you can never get time back. Those two hours you spent watching a horrible movie that never got better? You're not getting them back. That family trip to usually-sunny Florida during which the rain never stopped? Nope, you're not getting that time back either. All that time spent with a guy who wound up living a double life? It's gone for good. You know the saying, "Choose your words carefully"?  I think an even better one would be "Use your time wisely." We don't know how long we're going to be in this world, and the years...