The easiest (and quickest) ways to build wealth include winning the lottery, robbing a bank, or getting an inheritance. Since these methods are either unusual or flat-out illegal, we have to resort to more practical ways that involve a level of effort and judiciousness. Enter the practice of saving. Unfortunately, saving money seems alien to many people I know. No sooner do they get a paycheck than they squander it on expensive things they may not need, like $500 shoes or handbags. What's worse, some blow it in even more egregious ways (think booze, drugs, and casinos). I am a firm believer that every college student -- hell, maybe even high school students -- should be required to take a class on personal finance. Far too many of us go out into the real world not having a clue as to ways we can save money and why it's important to begin doing so at an early age. (The same goes for job hunting, which will be the subject of a future post.) Think about it: If you get in...