If you had a choice between acquiring more time or more money, which one would you choose? For many of us, each seem in short supply year-round. Still, I would opt for the former. I think the expression "time is money" is dead on. With more time, I could find ways to get more money, whether that means staying later at work or getting a side job. Those who don't have as pressing a need for more cash can use the additional time for hobbies, or spend it with friends and family. Parents, in particular, regard free time as a luxury, especially during the kid's first few years. For those of you on the fence, maybe this tidbit will put things in perspective for you: Time is the only thing in this world (other than our lives once we die, of course) that we can't get back. All that time wasted in bumper-to-bumper traffic or waiting at doctor's offices? That's irretrievable. There's a reason we make such a big stink about getting older and seeing the...

I've mentioned this on the blog before, but it's so important that it bears repeating. It irks me when people stress making loads of money. Sure, money can make for a better life, but it isn't the most precious commodity. What is, you ask? The most precious thing we have is our time.  While you can lose and recoup money -- say, you get a good job after blowing your hard-earned savings at the casino -- you can never get time back. Those two hours you spent watching a horrible movie that never got better? You're not getting them back. That family trip to usually-sunny Florida during which the rain never stopped? Nope, you're not getting that time back either. All that time spent with a guy who wound up living a double life? It's gone for good. You know the saying, "Choose your words carefully"?  I think an even better one would be "Use your time wisely." We don't know how long we're going to be in this world, and the years...