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Do you prefer more time or more money?

If you had a choice between acquiring more time or more money, which one would you choose?

For many of us, each seem in short supply year-round.

Still, I would opt for the former. I think the expression "time is money" is dead on. With more time, I could find ways to get more money, whether that means staying later at work or getting a side job.

Those who don't have as pressing a need for more cash can use the additional time for hobbies, or spend it with friends and family. Parents, in particular, regard free time as a luxury, especially during the kid's first few years.

For those of you on the fence, maybe this tidbit will put things in perspective for you: Time is the only thing in this world (other than our lives once we die, of course) that we can't get back. All that time wasted in bumper-to-bumper traffic or waiting at doctor's offices? That's irretrievable.

There's a reason we make such a big stink about getting older and seeing the years flying by. The feeling of not having enough time to do everything we want to do is very highly palpable.

You can have all the money in the world, but you can't take it with you once you pass away. It doesn't come with you.

That's why we should strive to live every day as if it were our last.

Money is important, of course. But some of us have so many responsibilities -- from kids to stressful jobs requiring long hours -- that even if we make lots of it, we don't have the time to enjoy our cash to the max.

As I've said before, this is precisely why it pays (no pun intended) to simplify your life as much as you can.

For example, if getting a new job with flexible hours, moving to a different apartment, or doing your master's program online (provided you can afford it) leaves you with more time available for the important things and people in your life, it's well worth it. Sometimes all it takes is a little planning.

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