It's hard to believe today marks the start of autumn. This conjures up images of yellow and orange leaves blanketing yards and streets, oversized pumpkins, smiling scarecrows, costumed trick-or-treaters, and, though a little further into fall, scrumptious turkey and stuffing. Late September also signals the time of year I find to go by the quickest -- hands down. Between holidays, end-of-year celebrations, and other special occasions, these final three months fly by in a heartbeat. And that's to be expected. We're busier than we would be earlier in the year, doing everything from shopping for decorations and cooking holiday meals to taking vacations and closing out year-end budgets at work. Whether you welcome such hustle and bustle depends largely on your personality, lifestyle, and temperament. Though I love spending time with the family, I prefer the slower, more relaxed pace characteristic of the times of year that don't see as many holidays. You're ...

I am firmly convinced that most stores now regard October 1 as the official kick-off date for the holiday season. Yesterday, my wife and I went to Denny's for dinner. I looked at the menu and couldn't help but notice that they've already made available holiday dishes and desserts -- and we haven't even celebrated Halloween yet! I find it jarring to spot wreaths, turkey ornaments, and Christmas lights on display at stores like Walmart and Walgreens so early in the year. Retailers have coupled Halloween, Thanksgiving, and Christmas together -- it's as if they comprise a "holiday quarter" that begins in October and ends in December. I see both pros and cons to this approach. For one, consumers might find it convenient to purchase all their holiday decorations in one shot. What's more, they likely can take advantage of special offers that might otherwise not be available to them if the items were rolled out in separate months. However, this speaks ...