If you could be a millionaire, would you really want to live like one?

All of us yearn to win the lottery someday so that we can gleefully hand our bosses a resignation letter and live in the lap of luxury. Or do we?

We claim to want to be millionaires, but how can we be sure we would really enjoy that kind of lifestyle?

For people like me who aren't heavy spenders and don't necessarily gravitate toward luxury brands, being rich may not be our ultimate goal in life. We may not be all that interested in acquiring more money than we know what to do with. And some of us might feel pressured to live like millionaires -- say, driving around in a Maserati and living in a resplendent mansion -- simply because we have the means to do so.

I have never aspired to become a millionaire. I've only wished to have enough saved up to afford me a comfortable life. What's more, I am not -- nor have I ever been -- materialistic. While other people may look forward to their next vacation or contemplate which fancy restaurant they are going to hit up next, I'm content with a meal at Outback Steakhouse or Friday's followed by a little reading and writing at home.

I'm far more excited by ideas than I am material possessions. The only items I genuinely enjoy purchasing (in addition to food and clothing) are historic artifacts, from reproductions of historic letters to small figurines, for my ever-growing collection. Each individual memento is usually priced below $20.

If I ever won the lottery, I think the first thing I'd want to do is help those in need. I would donate millions of dollars to charities like St. Jude's Hospital, American Red Cross, and The Salvation Army. Further, I would apportion some of the money to family members, and then I would worry about myself.

And let's not forget what's bound to happen when people around you discover you just won the lottery; they may suddenly latch on to you in hopes of getting you to share your wealth with them.

In sum, I seriously doubt that the millionaire/high-roller lifestyle would suit me. I think I'd be too concerned wondering what to do with the money than actually expending. It seems it'd be more hassle than it's worth!

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