A New Year means fresh possibilities -- the chance to press that reset button and start anew. An opportunity to leave all the grudges, drama, and negativity that beleaguered you in 2019 behind. The chance to look forward to pursuing goals (new or existing) with renewed vigor. It isn't just about losing weight, getting a better job, or finding true love. It's about becoming a better individual all-around. It's about leveraging what you've learned up until this point through your mistakes and experiences so you can continually become a better, smarter, wiser version of yourself. While we can set out to adopt this mindset any time of the year -- no one says it has to be January 1 -- most of us see that date as a convenient jumping off point for starting with a clean slate. Whatever your preference, one thing is for sure: It's never too late to effect change in your life that will put you closer to fulfilling your dreams. Life is what you make of it. If yo...